Effective Date: January 1, 2026
By using our website or submitting your personal information to Retirement Guru, you consent to the purposes and uses outlined in this Privacy Policy for which Retirement Guru collects, uses, shares, or discloses your personal information.
We may only share your personal information with other organizations when we have your consent. We may disclose personal information without consent when required by law, and any such disclosure will be limited to only what is legally required.
Visitors to Retirement Guru choose to interact with us in ways that may require us to gather personal information. You can browse our Website without providing personal information; however, certain services (such as downloading a free guide or requesting a consultation) may require it.
The personal information we ask for, and the reasons we ask for it, will be made clear to you at the point of collection. Information we may collect includes:
We use the information we collect to:
Retirement Guru is an independent educational resource. We do not sell retirement products or provide personalized financial advice. Information you provide will never be used to solicit financial products or shared with financial advisors or institutions.
Where you provide a mobile phone number and opt in to SMS communication, Retirement Guru may send you text messages strictly for transactional or educational purposes, including:
In compliance with the Telephone Consumer Protection Act (TCPA) and applicable FTC guidelines, explicit opt-in consent is required before sending marketing text messages. Retirement Guru will collect this consent at the point of submission and will only send messages for the purposes to which you have agreed.
The security of your personal information is important to us. Retirement Guru has implemented commercially reasonable organizational, physical, and technological measures to protect your personal information against loss, misuse, or unauthorized alteration.
Please be aware that no method of electronic transmission or storage is 100% secure. While we strive to use acceptable means to protect your information, we cannot guarantee absolute security.
Like most websites, Retirement Guru automatically collects non-personally identifiable information to better understand how visitors use our site and to improve the experience we offer. This may include:
This information is collected in aggregate and cannot be used to identify you personally unless you have also provided personally identifiable information.
To enrich and improve your experience, Retirement Guru uses cookies and similar technologies to display relevant content and remember your preferences. Cookies help us identify and track visitor usage patterns and site-access preferences.
You can set your browser to refuse cookies before using our Website. Please note that some features may not function properly without cookies.
Our Website may contain links to third-party sites that are not operated by us. If you click a third-party link, you will be directed to that site. We strongly encourage you to review the Privacy Policy and terms of every site you visit.
Retirement Guru has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services.
Retirement Guru discloses personally identifiable information only to those employees, contractors, and service providers who:
Retirement Guru will not rent, sell, or share your personally identifiable information with financial advisors, institutions, or third-party marketers.
We may disclose information in response to a subpoena, court order, or other governmental request, or when we believe in good faith that disclosure is reasonably necessary to protect the rights or property of Retirement Guru, third parties, or the public.
If you have submitted your contact information through our Website, Retirement Guru may occasionally send you emails to share new educational resources, retirement planning insights, or updates relevant to your retirement timeline and region.
Retirement Guru is committed to complying with applicable United States privacy laws, including the California Consumer Privacy Act (CCPA) for California residents, the CAN-SPAM Act for commercial email communications, and applicable FTC guidelines.
California residents have additional rights under the CCPA, including the right to:
Residents of other states may have similar rights under applicable state privacy legislation. To exercise any privacy rights, please contact us using the information in the Contact section below.
All commercial emails we send comply with the CAN-SPAM Act. Every marketing email includes a clear mechanism to unsubscribe, our valid physical address, and honest subject lines. You may opt out of marketing emails at any time by clicking "unsubscribe" in any email or by contacting us directly.
Although most changes are likely to be minor, Retirement Guru may update this Privacy Policy from time to time at our sole discretion. We encourage you to check this page periodically for any changes.
Your continued use of this Website after any change to this Privacy Policy constitutes your acceptance of the revised policy.
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please reach out to us directly.
By providing your information to us or using our services, you acknowledge that you understand and agree to this Privacy Policy.